Best Home Warranty Companies in Georgia

A Georgia home warranty is a service agreement that provides peace of mind for homeowners by covering the cost of repair and replacement when major systems and appliances break down.

To help you choose the right home warranty provider for your needs, the This Old House Reviews team reviewed multiple options and took into account the number and quality of plan options, customer service ratings, pricing, and more. Read on for the top home warranty providers in Georgia and tips to help you find the best home warranty for your home.

1. Choice Home Warranty

If you live in an older Georgia home, Choice Home Warranty (CHW) is the best option by our standards. Appliances and systems can break down more often in older homes, and this provider is ideal for those who may have to make claims more frequently.

Here are some quick highlights of Choice Home Warranty:

  • They’ve won awards from Best Company, Angie’s List, Consumer Affairs, and Trustpilot in the 11 years they’ve been in business.
  • They provide after-hours service and have a claims center that’s open 24 hours a day, seven days a week.
  • They have a guaranteed response time within 48 hours or receiving a claim.

With Choice, you’ll have two plan options available—a Basic Plan and a Total Plan. The Basic Plan covers systems and appliances like your heating and garbage disposal, while the Total Plan provides comprehensive coverage of all major home items, including your air conditioning, and refrigerator.

CHW also provides optional coverage for items like your pool, spa, well pump, septic system, second refrigerator, and roof leaks.

Here’s what plan pricing looks like for a single-family home in Atlanta, Georgia, that’s less than 5,000 square feet.

Plan Pricing

PlanPrice by MonthPrice by Year (13 months)
PlanPrice by MonthPrice by Year (13 months)
Basic Plan$41.69$470.25
Total Plan$50.00$570.00

In addition to a premium, Georgia homeowners are required to pay a $60–$85 trade service call fee per claim, regardless of repair or replacement costs for the covered item.

For a fee quote, call Choice Home Warranty at 848-256-4658 or fill out this online form.

2. Select Home Warranty

If you’re looking for an affordable home warranty, consider signing up for a Select Home Warranty plan. Select has been in business for seven years and offers some of the lowest premiums in the home warranty industry.

Here are some quick highlights of Select Home Warranty:

  • Offers free roof leak coverage to customers
  • Provides discounts to customers who enroll in multi-year plans
  • Gives two months of free coverage to customers who sign up for a plan

Select Home Warranty has three plan options to choose from—Gold Care, Bronze Care, and Platinum Care. Gold Care covers essential home systems, Bronze Care covers appliances, and Platinum Care covers a combination of both.

Like Choice Home Warranty, Select also offers additional coverage for items like your pool, sump pump, roof leaks, and septic systems. Unlike other home warranty companies, Select offers optional coverage for lawn sprinkler systems.

Here’s a pricing breakdown of Select Home Warranty plans by month and year:

Plan Pricing

PlanPrice by MonthPrice by Year
PlanPrice by MonthPrice by Year
Bronze Care$35.83$429.96
Gold Care$35.83$429.96
Platinum Care$37.50$450.00

3. American Home Shield

American Home Shield (AHS) is another top provider for Georgia homeowners. This is one of the oldest companies in the industry and has more than 45 years of experience.

Here are some quick highlights of American Home Shield:

  • Approves and assigns contractors to a customer’s service request within the first 24 hours, 98% of the time
  • Offers a 30-day workmanship guarantee
  • Allows customers to choose their own service fee and build their own coverage plan

AHS offers four plan options: a Systems Plan, Appliances Plan, a Combo Plan, and a Build-Your-Own Plan. The Systems Plan covers home systems, the Appliances Plan covers major home appliances, the Combo Plan provides coverage for both systems and appliances, and the Build-Your-Own Plan lets you customize coverage for 10 items.

Here’s the monthly cost of each plan:

Plan Pricing

PlanPrice by MonthPrice by Year
PlanPrice by MonthPrice by Year
Systems Plan$49.99$599.88
Appliances Plan$49.99$599.88
Combo Plan$59.99$719.88
Build-Your-Own Plan$54.99$659.88

In addition to paying a premium, customers will also have to pay a service fee of $75, $100, or $125. A higher service fee means a lower monthly premium and vice versa.

To get a free quote from American Home Shield, call 888-751-6014 or fill out this online form.

Frequently Asked Questions about Georgia Home Warranties

How much is a home warranty in Georgia?

On average, a home warranty costs between $300–$600, with more comprehensive plans costing a little more than basic plans. Where you live, the type of plan you choose, the square footage of your home, and the amount of add-ons you include in your plan will all affect plan pricing. Additionally, service fees range between $75–$125 per claim.

When should I buy a Georgia home warranty?

We recommend that all first-time home buyers purchase a home protection plan to cover major systems and appliances. Typically, a real estate agent will include a home warranty in the closing process to sweeten the deal. If you’re not buying a home, you can still sign up for a home warranty at any point during homeownership.

What’s the difference between homeowners insurance and a home warranty?

Exterior damage to your home due to weather and other acts of God are covered by your homeowners insurance policy, but system and appliance failures are not. A home warranty will cover your major home items when they break down due to normal wear and tear.

Our Conclusion

A Georgia home warranty can protect you if a major system or appliance, like your water heater, air conditioning system, or refrigerator, break down due to normal wear and tear. Not to mention, this home appliance plan can save you money on expensive repairs and replacements.

All three home warranty companies mentioned—Choice Home Warranty, Select Home Warranty, and American Home Shield—are some of the best providers in the business. They offer comprehensive plans, affordable pricing, excellent customer service, and discounts on plans. We recommend getting a quote from all three companies so you can compare coverage and pricing and find a plan that fits within your budget.

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