Best Home Warranty Companies in Maine

A Maine home warranty can protect your heating system if it breaks down in the dead of winter and ensure your air conditioning remains functioning in the summer. Not to mention, having home warranty coverage can prevent you from paying expensive repair or replacement costs if an important home item unexpectedly breaks down.

If you’re looking for a home warranty but don’t know where to begin, keep reading our review of the three best home warranty companies in Maine.

Top Home Warranty Companies in Maine

The This Old House Reviews team analyzed each provider based on plans, premiums, service fees, benefits, and more. Here’s how the top home warranty providers in the Pine Tree State stack up against each other.

1. American Home Shield

American Home Shield (AHS) is our top home warranty company for Maine residents because it offers four home warranty plans—a Systems Plan, Appliances Plan, Combo Plan, and Build-Your-Own Plan—to fit the coverage needs of every customer.

The Systems Plan protects 11 systems, like your air conditioning, heating, electrical, plumbing, and water heater. The Appliances Plan protects 10 home appliances, including your washer, dryer, refrigerator, and dishwasher. The Combo Plan combines the first two plans and the Build-Your-Own Plan allows you to pick up to 10 items in your home to protect.

When selecting your coverage plan, you’ll also get to pick out your service fee. Here are your options and how they affect the monthly premiums of each plan:

AHS Pricing Breakdown

Plan$75 Service Fee$100 Service Fee$125 Service Fee
Plan$75 Service Fee$100 Service Fee$125 Service Fee
Systems Plan$49.99 per month$39.99 per month$34.99 per month
Appliances Plan$49.99 per month$39.99 per month$34.99 per month
Combo Plan$59.99 per month$49.99 per month$44.99 per month

Note: While the monthly cost of the Build-Your-Own Plan varies based on how many items you cover, customers typically pay $54.99 per month.

Other American Home Shield benefits include:

  • Claims center available 24/7
  • 30-day workmanship guarantee
  • High coverage caps
  • No inspection needed to start coverage
  • Close to 50 years of experience covering 49 states, excluding Alaska

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) is more limited in the number of plans and customizability than American Home Shield, but the company is more affordable. CHW’s two plans are called the Basic Plan and the Total Plan.

The Basic Plan covers 14 of your home’s most important systems and appliances, like heating, plumbing, electrical, air conditioning, ovens, dishwashers, and garbage disposals. The Total Plan covers those 14 items plus an air conditioner, refrigerator, washer, and dryer.

Here’s a pricing breakdown of Choice Home Warranty plans:

CHW Pricing Breakdown

PlanPrice by MonthPrice by Year
PlanPrice by MonthPrice by Year
Basic Plan$41.69$470.25
Total Plan$50.00$570.00

In addition to paying a monthly premium, you’ll pay between $60–$85 per service call.

As a CHW customer, you’ll also receive the following benefits:

  • 24/7 customer service
  • 90-day repair guarantee
  • Add-on option for roof leaks
  • No waiting period if you’re transitioning from a different provider to Choice Home Warranty
  • No age restriction for coverage of homes, systems, and appliances

For a free quote from Choice Home Warranty, fill out this online form or call 800-495-1292.

3. Select Home Warranty

While Select Home Warranty is the youngest company out of the three providers listed in this review, it’s the most affordable. Select plans cost under $40.00 a month, and the service fee for each plan ranges between $60–$75.

Select has three home warranty plans: Gold Care, Bronze Care, and Platinum Care. Gold Care protects six systems, like ductwork and water heaters, while Bronze Care protects eight home appliances like washers, dryers, stoves, and built-in microwaves. Platinum Care provides protection for the items in the previous plans, plus garage door openers and plumbing stoppages.

Here are price estimates for Select Home Warranty plans:

Select Pricing Breakdown

PlansPrice by MonthPrice by Year
PlansPrice by MonthPrice by Year
Gold Care$52.00$529.00
Bronze Care$52.00$529.00
Platinum Care$58.00$599.00

Select also offers the following benefits:

  • Free roof coverage
  • Discounts for customers who buy more than one year of coverage
  • Coverage for rental properties
  • Unlimited number of repairs during contract period
  • 30-day, money-back guarantee

For a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.

Frequently Asked Questions about Maine Home Warranties

Do home warranties cover mobile homes?

Yes, there are some home warranty providers that cover mobile homes. All three of the companies in this review will protect your mobile home, but we recommend American Home Shield’s Build-Your-Own Plan so that you can customize your coverage and not pay for items that your mobile home doesn’t have.

How much does a home warranty cost in Maine?

Customers typically pay $300–$600 per year for home warranty coverage. More basic coverage will fall on the lower end of that spectrum, while comprehensive coverage will be slightly more expensive. Additionally, customers will have to pay a service call fee between $75–$125 when requesting service for the covered items in your contract.

What’s covered under a Maine home warranty?

A home warranty covers your home systems and appliances. You can get coverage for just systems or just appliances, or you can purchase a combo plan for double the protection. If you have uncommon household items, like a septic system or standalone freezer, you may be able to tack on optional coverage at an additional cost.

Our Conclusion

American Home Shield, Choice Home Warranty, and Select Home Warranty are the best home warranty providers for Maine homeowners. These providers offer a wide range of options regarding coverage and pricing and should have a plan that targets the needs of every home warranty buyer. Before buying a home warranty, we recommend getting quotes from all three companies so that you can compare coverage and pricing to find the plan that works best for you and your home.

Source link